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Structured Note (Structured Note)

For illustrative purposes only (e&oe) Only fill data in grey blocks
Gross investment amount before fees
Nett investment amount after initial fees

Lump Sums (Please select one or more products)

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Please Select Lump Sum From The List

Please refer to the brochure and supplementary material for each respective product to enter the applicable fees below.

Initial Financial Advice Fee  
Initial Administration Fee  
Built in fees % Fee VAT Total
Financial advice fee 3.00%
Administration fee 1.50%
Endowment policy fee* 2.00%
Total 6.50%


*No value added tax on the endowment policy.

Total costs as a percentage of gross investment amount = 7.13%
Fees & Costs are embedded in the price of the share. If the product is cancelled in part or full before the maturity date, the investor will be liable for the fee and costs and this will be claimed by the product issuer by deducting the amount from the total of sale of the shares

Excessive fees destroy investment returns.

Itransact is committed to Treating Customers Fairly and complies with the Association for Savings and Investment South Africa (ASISA) policy on Effective Annual Cost (EAC), a measure which allows you to compare the fees you incur and their impact on investment returns when you invest in different financial products offered by financial services investment companies. The EAC is made up of four components, which are added together and displayed as an annual percentage for relevant time periods. The EAC calculation assumes that an investor terminates their investment in the financial product at the end of the relevant periods shown in the calculation.